“The decision by the Secretary of the Treasury to use TARP funds for Citigroup underlines the contrast between the administration’s activity in this area and its failure to take similarly decisive action to reduce mortgage foreclosures … I believe it is essential that TARP funds be used immediately to fund mortgage foreclosure relief. While most of the first $350 billion has now been committed, tens of billions remain available for immediate use to reduce foreclosures even before drawing on the second $350 billion … There is no good reason for further delay.” — House Financial Services Committee Chairman Barney Frank (D-Mass.).