CRA/HMDA

Small business loans and small farms loans were down in 2010, according to Community Reinvestment Act (CRA) data released by the Federal Reserve Board, FDIC, and Office of the Comptroller of the Currency on August 18.

Both the number of...

The Federal Trade Commission (FTC) has submitted comments to the Federal Reserve Board (Fed) on ways the Fed could strengthen the rules under the Home Mortgage Disclosure Act. The act requires certain mortgage lenders to collect and report loan...

The federal banking and thrift regulatory agencies published a final Community Reinvestment Act rule on September 29 to implement section 1031 of the Higher Education Opportunity Act. That provision requires the agencies to consider low-cost...

Comptroller of the Currency John Dugan believes it’s time to think about redesigning the Community Reinvestment Act (CRA).  Dugan said during an April 20 speech to the Federal Economic Development Forum that an obvious threshold question is...

The top civil rights lawyer at Justice pledged to renew the battle against redlining — a task he believes his predecessor neglected.

The federal bank and thrift regulatory agencies on June 24 proposed changes in their Community Reinvestment Act (CRA) regulations.

New and revised CRA Q&As were released by the regulators on Jan. 6.

CRA isn’t perfect and needs some improvements, FDIC Chairman Sheila Bair said. But it did not cause the current economic crisis.

Should credit unions be subject to the Community Reinvestment Act? Even a small step in that direction generated controversy at the National Credit Union Administration.

The Comptroller of the Currency wants to amend the Community Reinvestment Act to encourage investment in areas affected by the mortgage crisis.

The agencies propose to update their Q&A guidance on the Community Reinvestment Act.

The agency hopes banks will provide low-cost small-dollar credits.

The Community Reinvestment Act keeps evolving. Fed Chairman Ben Bernanke sees more changes ahead.

The OTS holdout is over. All the regulators now have substantially the same CRA regulations.

The industry prefers the current OTS community reinvestment rules to those of the other agencies. So why is the OTS moving to conform its rules to those of the other agencies?

The FDIC says banker participation in the IRS’s Volunteer Income Tax Assistance (VITA) program can earn Community Reinvestment Act credit.

OTS rejoins the regulatory pack, abandons eccentric CRA rules.

The bank and thrift regulators have made available data on small business, small farm, and community development lending.

Federal regulators have revised their “Answers to Frequently Asked Questions” regarding the Community Reinvestment Act.

The Fed, FDIC, and OCC issued final guidance to revise their Community Reinvestment Act questions and answers.