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S&P Effect: U.S. Financial Regulators Chart Steady Course
Monday, 08 August 2011
The U.S. bank regulators wasted little time in responding on August 5 to Standard & Poor’s lowering of the long-term rating of the U.S. government and federal agencies from AAA to AA+. The Federal Reserve, FDIC, OCC, and NCUA kept their guidance
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CRE Exams Push Small Businesses into Death Spiral
Monday, 08 March 2010
Bankers complain about overly conservative examination procedures.
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Industry Breaks Even, Problem Bank Numbers Soar
Monday, 01 March 2010
On the whole, banks were barely in the black in the fourth quarter of last year. That is what passes for good news these days.
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CSBS Chairman Deplores “Haphazard” Restructuring
Monday, 22 February 2010
The Chairman of the Conference of State Bank Supervisors says his federal counterparts should get over their aversion to allowing private equity capital investment in banks. He also suggests giving stressed community banks a bit more time to resto
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Loan Mods Increase, As Do Prime Delinquencies
Monday, 04 January 2010
Re-default rates remain alarmingly high.
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Industry Returns to Profitability, but Lending Declines
Monday, 30 November 2009
Banks and thrifts made a modest profit in the second quarter, and everybody has renewed their demands for more lending — especially for small business customers. The industry isn’t really getting better, though — it’s getting worse more slowl
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Fed Officials See Weak Recovery
Monday, 16 November 2009
A number of Fed officials say the economy is in bad shape — but we knew that.
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Small Banks on Short End of TBTF Policy, Study Finds
Monday, 05 October 2009
Small banks pay higher interest rates than too-big-to-fail institutions, a think tank claims.
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G-20, FASB Headed for Conflict, Bankers Warn
Monday, 14 September 2009
The banking crisis has made it clear that financial accounting practices need some changes — but in which direction? Two powerful, authoritative bodies have issued conflicting proposals, and banks see trouble ahead.
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ABA Surveys Overdraft Fees
Monday, 14 September 2009
Consumers are getting better at avoiding overdraft fees, the ABA reports.
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FOMC Sees Slow Recovery, Continued High Unemployment
Monday, 07 September 2009
A recovery is coming, but it won’t be very pretty, the FOMC warns.
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Quarterly Losses Total $3.7 Billion, Problem Bank Count Hits 416
Monday, 31 August 2009
While the economy may be bottoming out, the banking industry faces more hurdles.
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Underwriting Standards Still Tight
Monday, 24 August 2009
Bankers surveyed by the Fed expect underwriting standards to remain tight across all loan categories until at least the second half of 2010.
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Cuomo: "Culture of Expectation" at Big Banks
Monday, 10 August 2009
A report by New York Attorney General Andrew M. Cuomo reveals big bonuses at large financial institutions.
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Fed Sees Spotty Improvements in Economy
Monday, 03 August 2009
Effects of the recession are moderating a bit, the Beige Book says.
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Good News, Bad News from FOMC
Monday, 20 July 2009
The U.S. economy will improve at a somewhat faster pace than previously forecast, but unemployment will remain high well into the next decade, according to the FOMC.
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Consumer Delinquencies Continue to Soar
Monday, 13 July 2009
Delinquencies on consumer installment loans shot up in the first three months of the year.
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Economy Will Grow Soon, Bank Economists Say
Monday, 22 June 2009
The economists finally see light at the end of the tunnel.
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The Truth About the Beige Book
Monday, 15 June 2009
Don’t believe everything you read in the papers. The economic news is worse than portrayed in the press.
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Improved Bank Earnings Picture Remains Grim
Monday, 01 June 2009
There was a lot more bad news than good in the first quarter bank earnings numbers reported May 27 by the Federal Deposit Insurance Corporation.